Our Blog

The most important asset you have is the ability to get up and work each day. If you are not able to work and earn a living then all the other things in your life will not be paid for such as rent or mortgages, car payments, car insurance, health insurance,...

Mathematically speaking, the earlier you begin the habit of saving for retirement the better. You may think you have plenty of time to start saving for retirement. After all, if you are in your 20s you have your whole life ahead of you, correct? This may be true,...

The type of life insurance that is the best type and design for you depends on what your financial goal in purchasing life insurance is meant to accomplish. If your goal is to leave a lump sum of money for your beneficiary or beneficiaries if you were to pass away...

Long Term Care insurance pays for services which help with daily living activities when a person is not able to perform them by themselves. Formally, they are called Acts of Daily Living or commonly referred to as ADL’s. Insurance companies define ADL’s as the...

Annuities are a type of financial product which are primarily used to produce income as part of a financial plan for retirement income needs. There are different types of annuity products and designs and uses of annuities, although, they are primarily used to fund...

It is important to understand each of us has a different situation regarding our needs for retirement income. Some of us have pensions, others have inherited retirement accounts, but most people do not have those options in retirement so individual planning is needed...